Required documents for Estonian merchants

Corporate documents

• General and personal data files (not older than 3 months, can be obtained in the e-Business Register here)
• Registry Card file (not older than 3 months, can be obtained in the e-Business Register here)
• Articles of association (not older than 3 months, can be obtained in the e-Business Register here)

Proof of business address

We can accept one of the following:

• Utility bill confirming payment for gas, and electricity (not older than 3 months)
• Internet bill (not older than 3 months)
• Landline telephone bill (not older than 3 months)
• A lease agreement that is current and has the signatures of the landlord and the tenant
• Rent bills issued by a real estate rental agency
• Tax declaration or any similar document issued by the Estonian tax authority (Maksu Ja Toliiamet) within the last 3 months the name of the Company and its address is specified.
• Letter from a recognized public authority or public servant (any government-issued correspondence not older than 3 months)
• Bank statement with visible Company’s name and address (not older than 3 months)

📘

Proof of business address must include the legal entity's name and its address.

Directors and UBOs verification

Identity documents

• Pass (Passport) – biodata page only
• Välismaalase pass (Alien's passport) – biodata page only
• ISIKUTUNNISTUS (ID card) – both sides required
• Elamisluba (Residence permit) – both sides required

Liveness check (performed online via our partner SumSub)

Proof of address

We can accept one of the following:

• Home internet and TV bills (not older than 3 months)
• Landline telephone bill (not older than 3 months)
• Bank statement and correspondence with the date of issue and the name of the person (not older than 3 months)
• Utility bill for gas, electricity, water, internet, etc. (not older than 3 months)
• Credit card statement issued by a bank (not older than 3 months)
• Letter from a recognized public authority or public servant (any government-issued correspondence not older than 3 months)
• Correspondence with a government authority regarding the receipt of benefits such as a pension, unemployment benefits, housing benefits, and so on (dated not older than 3 months)
• Tax bill (not older than 6 months)
• Vehicle registration certificate
• A lease agreement that is current and has the signatures of the landlord and the tenant
• Rent bills issued by a real estate rental agency

📘

UBO means ultimate beneficial owners, individuals holding 25% or more of the company, either directly or indirectly.

📘

Proof of address for an individual must include their full name and residential address.

Proof of domain ownership

If you own a website, please provide proof of domain ownership (e.g., a screenshot from the admin panel showing the website name and owner's details) or any similar document to confirm the ownership.

📘

Important

We may accept proof of address dated within the last 6 months during KYB. However, to ensure a smooth transaction process, we recommend providing documents issued within the last 3 months to minimize the likelihood of additional requests from banks.